Having Car Insurance for every car owner is a must! In almost every country, you need valid car insurance. According to Laws, if you don’t have insurance in countries like the UK, USA, or India, you might lose your license if you are caught.
Many of you might think it is unnecessary. Still, there are many benefits of having car insurance, like it helps the car owners be protected from all the liabilities that arise from accidents as it pays for the damages and hospital bills.
What is Car Insurance?
Car insurance protects against the loss that occurs in an accident or against theft. There are different types of insurance policy that varies from company to company. The insurance premium depends on a few things like the value of a car, vehicle classification, voluntary excess, and more. You can buy the insurance online. It will be cheaper.
Why is Car Insurance Necessary?
Most people prefer to buy the first hand or used car as it comes a bit cheaper than the brand new one. If you are buying a car for the first time, you might get a question about why to have car insurance. Even with a car, most of them don’t know why Car insurance is essential.
There are many reasons for having insurance, but the most important one is it is mandatory to have car insurance. If not, the authorities will punish you. It helps both travelers and vehicles in emergencies like accidents.
- The insurance provider pays for everything in case of accidents.
- The owner or the driver gets personal accident insurance in case of death or permanent disability.
Nowadays, many insurance mobile apps are available that make the service easy. All these apps provide you with financial details and have other helpful features. However, choosing the best insurance apps can take a lot of time, as there are many. So, to make your work easier, here we have listed the top car insurance apps for Android.
List of Best Car Insurance Apps for Android
Insurance is beneficial whenever you encounter an accident, as car damage or hospital bills are so expensive that everyone can’t afford them. At this time, this car insurance helps a lot. In addition, these apps provide you with great services.
1. GEICO Mobile
GEICO app solves all your problems without being worried. Whenever you have a problem while driving on the road, this app helps you solve it. In addition, this app informs you of alerts and other information for maintenance. Moreover, you can also design a place you want to see.
Features of the App:
- Digital ID Cards
- Bill Pay
- Roadside Assistance
- Vehicle care
- Geico Virtual Assistant
2. Esurance Mobile
The new car insurance app has user-friendly navigation and policy information pages. With this app, you can easily access your insurance cards and coverages. The Esurance Mobile app also helps you when you need to repair the car. You will get useful places like gas stations and repair shops.
Features of the App:
- Simple and user-friendly navigation
- Manage Repairs
- Find useful stuff
- Get roadside assistance
- Take care of business
3. Allstate Mobile
Allstate Mobile is one of the most trusted car insurance apps. It helps you pay bills, get assistance, report claims, and more. In addition, it gives you access to safe driving tools, insurance ID cards, and more.
Unfortunately, the app continuously uses GPS tracking in the background and because of that, the battery drains quickly. However, the app has fantastic features.
Feature of the app:
- Access a digital proof of insurance on your phone.
- Make Payments
- Rewards for safe driving
- Digital Locker
4. State Farm
State Farm app can help you view and manage your policies, bills, file claims, car insurance, and more. Moreover, you can easily handle your bank account smoothly with this app. Get personalized reminders and also get a warning when you log in. The company also solves the concerns and replies to feedback.
Features of the app:
- File a vehicle, property, or vehicle glass claim
- Check your account balance and view your transaction history
- Pay your State Farm credit card bills
- View details of your investment products
5. Progressive
The progressive app helps you to handle any problems on the road. From viewing bill history, and ID cards to coverages and discounts. Whenever you need, you can request assistance. Without calling, you can submit the claim easily.
Features of the app:
- Report and add photos to a claim.
- Pay your bill by credit card, debit card, or checking account.
- See your progress in Snapshot®.
- Â Quote or make a policy change.
- Take and submit photos of documents that we’ve requested from you
