I discussed whether you could get cash back with Apple Pay in this article. Cashback is an incentive banks, credit card companies, and businesses offer customers for certain transactions.
Customers spend an amount and pay via their credit card or digital wallet. Then, a certain percentage of the debited amount is credited to the customer’s bank account through cash or credit points.
Apple Pay is the digital payment system native to Apple. It is one of the safest and fastest modes of payment and is widely accepted worldwide. You do get cash back with Apple Pay. Now, let us know how the cashback system works.
Can You Get Cash Back with Apple Pay?
Some basic requirements will ensure you receive cashback on your Apple Pay purchases.
To get cashback with Apple Pay,
- The business must accept Apple Pay.
- The concerned store offers cash back on certain purchases.
- The mandatory condition is to link your debit or credit card to your Apple Pay account.
You will be glad to know that Apple Pay offers unlimited cashback to its users. With the above conditions fulfilled, you can easily get 2 to 3 percent cash back on the transactions you make on your purchases.
Many retail outlets and brands across the United States and the world accept Apple Pay as a form of payment. You will be eligible for cashback on your online purchases or in-store transactions at the stores accepting Apple Pay. We have an article mentioning the List of stores that Accept Apple Pay.
When buying something at a store, make sure to ask the staff at the billing counter for any available cashback. Usually, all the major retail outlets, such as Costco, Walmart, and Target, offer regular cashback when paying using Apple Pay.
1. Setting Up Apple Pay
Most importantly, you must have your debit or credit card connected to Apple Pay. Then, you will be eligible to make payments using Apple Pay and win cashback.
- Launch the Wallet app on your iPhone.
- Tap Debit or Credit Card to add a new card.
- Next, tap Continue.
- Follow the instructions on the screen to add the new card.
- Verify your information with your bank or card issuer.
- You may have to download the bank’s app before approving using the respective bank’s card to link with Apple Pay.
2. Where do You get Cash Back with Apple Pay?
Below are some of Apple’s prominent partner stores that offer cashback. You can shop at these places, pay using Apple Pay, and win cashback.
- T-Mobile
- Panera Bread
- Uber Eats
- Walgreens
- Duane Reade
- Ace Hardware
- Exxon Mobil
- Nike
At the billing counter, look for the Apple Pay and contactless payment icons. These indicate that the store supports payments made through Apple Pay.
3. How Much Can You Earn as Cashback Using Apple Pay?
When you pay with Apple Pay, you can get two percent daily cash back on all your purchases. The cashback amount is credited to your Apple Wallet. Interestingly, upon purchasing Apple products from the official store or authorized brand outlets, you can earn three percent cash back.
Wrapping Up
Now, I’m sure you have questions about whether you get cash back with Apple Pay. Use Apple Pay to fund your purchases at any eligible store and win cashback in your Apple Wallet.