It is hard to pay for things in one shot in this economic climate, especially in recent years. Therefore, companies have been using “buy now, pay later” schemes for customers to pay more significant amounts over a specific period, like a few months.
Many websites have come forward, created, and successfully provided this opportunity to the community. But, unfortunately, this means that ‘Make large purchases and pay later’ is real now. One such uprising website is Fingerhut.
The website aims to let the buyers make purchases of Electronics, Appliances, jewelry, food, kitchen products, beauty, shoes, clothes, and other necessities without worrying about the shortage of money in the bank account.
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List of Best Sites Like Fingerhut to Buy Now Pay Later in 2022
If this seems like an option you would be interested in, this post will list a few other options below to make good choices about your finances.
FlexShopper provides another variation to the “buy now, pay later” deal. Again, the steps are very simple; you only need to apply on their website and wait for the approval. After which, you will have a spending limit on your purchase.
There are nearly 85k products. You can browse and choose products according to your need. But, FlexShopper gives you absolute flexibility in making the payment weekly instead of making monthly payments. Therefore, these payments will be made over a year.
The products offered by FlexShoppers are commonly in Electronics or are in other appliances match in regard with its range. But, thankfully, it gives you the chance to even invest in various furniture pieces or other items.
Under this list, the second website option is Stoneberry. It seemingly is a similar option as Fingerhut. But, it has its merit. The purchase from this website is a little different, as it demands the person to apply for a special credit to use. Also, the monthly payment you demand regarding your purchases is comparatively less than Fingerhut.
You do not have to worry about paying annual membership fees, over-limit fees, or bills you will have to pay on the flip side.
The range of things you can purchase from the store is limitless. From outdoor furniture to electronics to bedding, you have just about anything you would need for your home in the store that you can purchase at reasonable rates.
Another great site to consider shopping from is Gettington. They also have an excellent “buy now, pay later” program, which will not put a dent in your bank account.
The specialty of Gettington is visible in its transparency as it makes the buyer know of the exact amount they might need to pay at the time of making a purchase. For instance, spending around $350 will show you that you only need to spend around $20 a month or less.
While other websites show the lowest payment for the time purchase is made. Gettington is one of the largest stores that you can get a “buy now, pay later” option from as they have more than 350,000 items to choose from.
This website’s most favorable feature is its process of applying to shop at this store as it is pretty simple and quick—the steps to apply to involve filling out a simple form available on their website. Then, wait till the team approves your application. Once it is fully approved, they will provide you with a specific spending limit. Then, within this provided limit, you can happily make your purchases.
These limits can vary at times. As surprising, you can even expect to receive up to $3,000. On this site, you officially own the item when you buy it, unlike FlexShopper. An excellent advantage that you can receive by choosing this website is that it won’t require a credit history compared to other websites. MDG also offers a wide range of mattresses, appliances, air conditioners, and furniture.
Ginny’s works differently from other sites. Once you finish filling the cart with the items you want, you will be redirected to open a credit account, and then you will be able to purchase your items when you are checking out. The monthly payments are not as low as Fingerhut, but it is cheaper than making the item’s complete purchase at one go.
Ginny’s provides its buyers with an excitingly wide range of products. They don’t stick to one category of appliances or products but rather have an extensive range of products. From various furniture types for every requirement, surprise your dear friends or family with some special goodies. It also takes care of your home decor environment with other necessary supplies. It gives all that one can search for.
6. Seventh Avenue
This website seems to work just like some other relatable websites like Ginny’s or Country Door, as the approval process is pretty much the same, making it all easier. It is a little more expensive than Fingerhut as the minimum price offered is $20 in monthly payments. However, it is a beautiful site and offers a good range of products.
Like any other website, it also comes with a long-listed product, listed according to various categories. This list involves various electronics, various house-related products, and other different categories of products.
7. Country Door
Country Door follows a similar concept to Ginny’s in that you will have to set up a credit account before making a purchase. However, unlike Ginny’s, the monthly payments are a little more expensive, which lean more towards $20.
One can find many different varieties of products on this Country Door website. To give your house a new look, making your decor more elegant in style gives a better range of homely appliances like kitchen appliances and various furniture. It even gets beyond the box of categories to provide you with outdoor products.
QVC has a different approach to other stores on the list as it gives you a physical credit card that you can use in several places and ways. You cannot only use the card on the website but it can also be used in any store that supports this type of card and other popular websites.
QVC Website is as unique as its name sounds because of its good-ranging products. This list of products covers multiple categories, such as footwear, cosmetic products. In addition, their product list also includes various electronic products.
Therefore, these types of sites that offer “buy now pay later” options are good and economically sensible options for people who do not wish to break their bank account in the process. Hopefully, this post has outlined a few good options to choose from for making the shopping process a little easier and cheaper.