Are you looking for the best sites like Fingerhut that offer BNPL service so you can shop online and pay in installments instead of cash upfront? If yes, you are in the right place; let’s dig it out.
It is hard to pay for things in one shot in this economic climate, especially in recent years. Therefore, companies have been using “buy now, pay later“ schemes for customers to pay more significant amounts over a specific period, like a few months.
Many websites have come forward, created, and successfully provided this opportunity to the community. But, unfortunately, this means that ‘Make large purchases and pay later’ is real now. One such uprising website is Fingerhut.
The website aims to let buyers make purchases of Electronics, Appliances, jewelry, food, kitchen products, beauty, shoes, clothes, and other necessities without worrying about the shortage of money in the bank account.
Best Sites Like Fingerhut to Buy Now Pay Later in 2023
If this seems like an option you would be interested in; this post will list a few other options below to make good financial choices.
FlexShopper provides another variation to the “buy now, pay later” deal. Again, the steps are very simple; you only need to apply on their website and wait for approval. After that, you will have a spending limit on your purchase.
There are nearly 85k products. You can browse and choose products according to your needs. But FlexShopper gives you absolute flexibility in making weekly instead of monthly payments. Therefore, these payments will be made over a year.
The products offered by FlexShoppers are commonly in Electronics or in other appliances that match regard with its range. But thankfully, it gives you the chance to invest in various furniture pieces or other items.
Under this list, the second website option is Stoneberry. It seemingly is a similar option to Fingerhut. But, it has its merit. The purchase from this website is slightly different, as it demands the person apply for special credit. Also, the monthly payment you demand regarding your purchases is comparatively less than Fingerhut.
On the flip side, you do not have to worry about paying annual membership fees, over-limit fees, or bills you will have to pay.
The range of things you can purchase from the store is limitless. From outdoor furniture to electronics to bedding, you have just about anything you would need for your home in the store that you can purchase at reasonable rates.
Another great site to consider shopping from is Gettington. They also have an excellent “buy now, pay later” program, which will not dent your bank account.
The specialty of Gettington is visible in its transparency, as it lets the buyer know the exact amount they might need to pay when making a purchase. For instance, spending around $350 will show you that you only need around $20 monthly or less.
While other websites show the lowest payment for the time the purchase is made, Gettington is one of the largest stores where you can get a “buy now, pay later” option, as they have more than 350,000 items.
This website’s most favorable feature is its process of applying to shop at this store as it is pretty simple and quick—the steps to apply involve filling out a simple form on their website.
Then, wait till the team approves your application. Once it is fully approved, they will provide you with a specific spending limit. Then, within this provided limit, you can happily make your purchases.
These limits can vary at times. Surprisingly, you can even expect to receive up to $3,000. On this site, you officially own the item when you buy it, unlike FlexShopper.
An excellent advantage of choosing this website is that it won’t require a credit history compared to other websites. MDG also offers various mattresses, appliances, air conditioners, and furniture.
Ginny’s works differently from other sites. Once you finish filling the cart with the items you want, you will be redirected to open a credit account, and then you will be able to purchase your items when you are checking out.
The monthly payments are not as low as Fingerhut, but it is cheaper than making the item’s complete purchase in one go.
Ginny’s provides its buyers with an excitingly wide range of products. They don’t stick to one category of appliances or products but rather have an extensive range of products.
Surprise your dear friends or family with special goodies from various furniture types for every requirement. It also takes care of your home decor environment with other necessary supplies. It gives all that one can search for.
6. Seventh Avenue
This website seems to work just like other relatable websites like Ginny’s or Country Door, as the approval process is pretty much the same, making it all easier.
It is a little more expensive than Fingerhut, as the minimum price is $20 in monthly payments. However, it is a beautiful site and offers a good range of products.
Like any other website, it has a long-listed product listed according to various categories. This list involves various electronics, various house-related products, and other different categories of products.
7. Country Door
Country Door follows a similar concept to Ginny’s: you must set up a credit account before making a purchase. However, unlike Ginny’s, the monthly payments are a little more expensive, leaning more towards $20.
One can find wide different varieties of products on this Country Door website. To give your house a new look, making your decor more elegant in style gives a better range of home appliances like kitchen appliances and furniture. It even goes beyond the box of categories to provide outdoor products.
QVC has a different approach from other stores as it gives you a physical credit card that you can use in several places and ways. You can use the card on the website, in any store that supports this type of card, and on other popular websites.
QVC Website is as unique as its name sounds because of its good-ranging products. This list of products covers multiple categories, such as footwear and cosmetic products. In addition, their product list also includes various electronic products.
SkyMall offers a unique buy-now, pay-later model, unlike the other websites on this list. Among the greatest sites like Fingerhut, it has an excellent user interface. In place of subcategories, catalogs are used to list products instead.
It is safe to make purchases on this website, so don’t let any doubts you may have about its legitimacy keep you from doing so. The website has been around for a long time and is a wonderful option if you want to buy something now and pay for it later.
Imagine a premium marketplace with loyalty points, rebates, and flexible payment arrangements. Venue.com is a premium marketplace containing Apple, Samsung, Nike, PlayStation, Dyson, and more products.
These firms’ recent releases are available on a ‘Buy Now Pay Later’ plan, making financing straightforward. The Marketplace welcomes shoppers with and without credit. Shop, pay and enjoy. Venue.com is excellent for holiday shopping, birthday/anniversary gifts, and home items.
Venue.com is the best site online to get the new iPhone, Samsung Galaxy, Nike shoes and apparel, and PlayStation 5. Amazon handles shipping and delivery, making speedy orders easy.
Even though Afterpay launched a few years back, it’s one of the most reliable fintech companies serving the USA, UK, Canada, Australia, and New Zealand. The objective is clear: ‘ buy now, pay later’ to buy various products using the BNPL system.
Furthermore, Afterpay doesn’t check credit scores like other websites, which allows everyone to use its services. It even provides no-fee interest loans if you clear all payments on time. Another thing is that you can cover all due amounts in four installments after the initial down payment.
However, you can buy various products such as fashion clothing, gardening, household items, electronics, toys, etc. As a bonus, you can also earn rewards. Overall, Afterpay may not be product-rich like Fingerhut, but other services are worth mentioning.
Zebit is another site similar to Fingerhut, offering top brands worldwide in the ‘buy now, pay later’ system. The company aims to make desired products accessible to consumers without straining their finances.
Zebit is open to everyone without a credit check in an interest-free system. Initially, it offers up to $2500 to purchase products. However, all listed products are overpriced than the usual price, so you have to bear up with the price for zero percentage interest. If you don’t want to use Fingerhut, you should try Zebit once.
Therefore, these types of sites that offer “buy now pay later” options are good and economically sensible options for people who do not wish to break their bank accounts. Hopefully, this post has outlined a few good options to make shopping easier and cheaper.