Everyone wants to shop one or two items online and that’s why we have popular stores like Amazon, eBay, Flipkart, etc. With these online stores, you can buy items from clothing to gadgets.

But nowadays, shopping online has become much easier. People can now buy items and pay later without issues. An app like Klarna is one of the popular buy now, pay later platforms. It has revolutionized the way payments are made when people shop online.

While Klarna remains a popular choice for buy now, pay later, there are tons of alternatives available. In this article, we’ve handpicked the best apps like Klarna for Android and iOS users. If you want to enjoy buying now or paying later on your smartphone, these apps are perfect.

Best Apps Like Klarna for Android & iOS

One reason Klarna is very popular is the available payment plan. Users can make payments four times without issues. The apps below offer similar features.

1. Affirm


When it comes to choosing apps like Klarna, Affirm is one of the best options. Known for its straightforward and flexible payment options, it makes shopping online easier.

With Affirm, you can have your purchase split into easy monthly payments. Whether you’re buying home appliances or clothes, you can pay installmentally without any issues.

One Key feature that has made Affirm different is its acceptance across different online retailers. Furthermore, the app offers clear terms and competitive rates.

Download: Android & iOS

2. Sezzle


Next on the list is Sezzle, and payment flexibility is one reason it is very popular. Unlike other BNPL apps, which allow you to make split payments with interest, Sezzle works differently.

Sezzle will let you buy your favorite products and also split your purchase into four equal payments. When it comes to paying, you will not be affected by interest rates, it makes it easy to manage your budget.

In addition, Sezzle works with different online stores, ensuring access to a wide variety of products. The app also helps users build and improve their credit scores. There’s no doubt it is one of the best apps like Klarna.

Download: Android & iOS

3. Zip


Formerly known as Quadpay, Zip is an alternative to Klarna and it offers shoppers more freedom to shop online. With Zip, you can create an account and gain access to a flexible credit line that can be used across various online stores.

You will love Zip because it simplifies the process of buying now and paying later. While shopping on the Zip app, you can use the BNPL option during checkout.

Aside from providing users with the freedom to shop, the app also enhances user experience. The interface is intuitive, you will find it easier to navigate and shop perfectly on the app.

Download: Android & iOS

4. Tamara


Another app on the list is Tamara. It is a very popular BNPL app in the Middle East and North Africa. If you’re in the supported regions and looking for an alternative to Kalrna that offers flexible interest rates, you should consider Tamara.

Tamara makes it easier to shop from popular stores like SHEIN, Floward, etc. There are no interest rates attached to Tamara payment plans, you will love how it works.

Tamara shouldn’t be overlooked because it allows you to buy your favorite items and have your payments split into a convenient plan. Additionally, Tamara offers a simple interface that makes navigation easy.

Download: Android & iOS

5. ViaBill


ViaBill is one of the best apps like Klarna that offers a simple and convenient way to split online purchases. Once you have this app installed on your device, you can shop anywhere and pay later.

One of ViaBill’s standout features is that it allows users to split purchases into up to 24 monthly installments. It also allows you to link your ViaBill credit card to your wallet for smooth payments.

ViaBill partners with a lot of stores, it also offers a user-friendly interface. Lastly, users can manage payment schedules, view purchase history and a lot more.

Download: Android & iOS

6. MySunbit


There are many buy now, pay later apps, but MySunbit makes sense for split payments. Aside from offering flexible payment plans, this app offers more financial options than others.

Whether you want to shop in the automotive, healthcare and retail sectors, MySunBit got you covered. MySunbit aims to make larger, essential purchases more accessible for consumers.

One of MySunBit’s standout features is its large network of partner merchants. This makes it easier for users to find the perfect item and pay in installments without issues.

Download: Android & iOS

7. Simpl


Simpl works mainly for online payments; it simplifies the process of making them. With Simpl, you can make payments without passwords and OTPs, but that’s not all.

The buy now, pay later feature from Simpl is one reason why it became a top choice for most users. If you want to shop from multiple retailers, you just need to have your Simple account ready.

One standout feature of Simpl is the one-tap payment option, which allows you to complete payments with a single tap. Whether you’re buying now and paying later or you just want to make payments, Simpl works well.

Download: Android & iOS

8. Afterpay


Afterpay also makes sense as one of the best apps like Klarna for BNPL shopping. If you’re looking for exclusive shopping deals from top brands, Afterpay is your go-to option. Even if you want a no-interest policy, you’ll find it here.

Afterpay is widely accepted by various online retailers, offering a broad selection of products to choose from. As a registered user, you’ll have the grace to split your payments into 4.

While Afterpay is recommended for buying now and paying later, you must have a good credit score. In addition, a reward program is available to Afterpay users, which helps build credit scores.

Download: Android & iOS


Klarna has changed the way online shopping is being done, but the alternatives offer more. If you’ve always had issues of not being able to get your favorite product in a single go, you can try these apps. Another reason why you’ll like them is that they partner with different online stores, so you’ll surely find what you want.


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