If you have an online business, you must come across confusion about choosing a suitable payment gateway for digital transactions. A payment gateway is an eCommerce tool that supports various payment options like credit cards, debit cards, net banking, etc. Customers of a specific site use these gateways to pay for their purchase of products.

Before choosing a payment gateway, a business entity has to keep a number of things in mind. For instance, the available payment options, processing fees, transaction speed, and many more. One must also consider the facility to accept International payments if they are selling their products and services abroad.

Some startup owners may not have that much time to invest in researching a suitable payment. So we have curated some of the best options that one can rely upon. The payment gateways that we have discussed are performing well and are trusted by Millions.

Also Read- Sites Like Wish for Online Shopping

Best Payment Gateways For Online Businesses

  • PayPal
  • Paytm
  • CCAvenue
  • Amazon Pay
  • Instamojo
  • PayU
  • Atom
  • Razorpay

1. PayPal

PayPalThis is one of the most used payment gateway sites that you will get for sending or receiving online payments. The site is used by most freelancing sites like Freelancer and Upwork.

In addition PayPal provides robust security options for its customers. The payment gateway has more than 300 million clients spread over 200 countries. You can use its merchant account to withdraw money in 56 different currencies.

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2. Paytm

PaytmWhen we talk about online transactions, the first thing that comes to mind is Paytm. This is due to the excellent branding and the features offered by it. The platform supports all types of payment methods, including debit/ credit cards, UPI, wallets, and others.

The Gateway offered by this brand is easy to use and customers find it helpful. Moreover, as most users use the app, it becomes a relevant option to choose for a business. The app lets you accept UPI payments at 0% transaction cost.

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3. CCAvenue

CCAvenueIf you want to provide an easy-to-use and safe payment gateway to your customers, CCAvenue will be your best choice. CCAvenue payment gateway offers 200 payment options that include credit cards, net banking, debit cards, etc. The platform is popular throughout South Asia and has a huge client count.

In addition, you can offer EMI facilities from 14 banks using CCAvenue. The platform has a unique security facility named FRISK to ensure quick and safe transactions. Some of the top brands like Air Asia and Lakme use this gateway for accepting online payments.

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4. Amazon Pay

Amazon PayAmerican E-Commerce brand Amazon has also recently introduced its payment gateway. The Gateway is easy to use and has a fast processing speed. Amazon Pay has implemented several layers of security to provide a smooth transaction facility to its customers.

As the payment gateway is in its introductory stage, it offers several discounts making the deal more attractive to the purchaser. Many startups trust Amazon Pay for implementing online transactions. So you can also give it a try.

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5. Instamojo

InstamojoThis is another popular payment gateway popular among online business houses. Instamojo supports more than a hundred payment options. In addition, the payment gateway is easy to integrate with websites and mobile devices.

The NEFT and RTGS facilities are free of transaction costs from the Bank. Furthermore, Instamojo offers a recurring billing facility that allows clients to make monthly payments. The only drawback is that the platform does not accept several currencies.

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6. PayU

PayUPayU is a fantastic international payment gateway that you can consider for your online business. The Netherlands-based fintech company operates in seven different countries and is well known for providing convenient features. Clients get almost all payment options in PayU.

Some of the payment methods supported in PayU are wallet, cards, UPI, net banking, etc. The platform also supports EMI options from different banks. The user interface is straightforward for customers, which makes the payment process easy.

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7. Atom

AtomIt is a newcomer in the payment gateways list but is growing at a considerably fast rate and currently has 150000 clients worldwide. Atom has collaborated with more than ten banks and has 256 payment options. Moreover, the checkout page has a fast loading time to speed up every transaction.

Each time a customer makes a transaction using Atom, they receive an invoice. Atom uses a high-security encryption mechanism to ensure safe payments. Users also get a multi-currency system for making payments in their preferred exchanges.

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8. Razorpay

RazorpayOne of the oldest payment gateway platforms that you can use is Razorpay. The Gateway was introduced in 2014 and now has a user base of over 8 lakh. Razorpay is well known for its easy setup and speedy transactions. Transactions through this gateway are safe as they are end to end encrypted.

Razorpay also has a business banking unit that facilitates recurring payments, invoice sharing, and granting loans. Moreover, customers can also use it easily to make their payments. For all these reasons, small, medium, and large-scale business firms rely upon Razorpay.

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