If you have an online business, you must be confused about choosing a suitable payment gateway for digital transactions. A payment gateway is an eCommerce tool that supports various payment options, such as credit cards, debit cards, net banking, etc. Customers of a specific site use these gateways to pay for their product purchases.

Before choosing a payment gateway, a business entity must consider several factors, such as the available payment options, processing fees, transaction speed, and more. It must also consider the facility to accept International payments if it sells its products and services abroad.

Some startup owners may not have much time to invest in researching a suitable payment gateway. So, we have curated some of the best options that one can rely upon. The payment gateways we discussed are performing well and are trusted by Millions.

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1. PayPal

PayPalThis is one of the most used payment gateway sites that you will get for sending or receiving online payments. Most freelancing sites like Freelancer and Upwork use the site.

In addition, PayPal provides robust security options for its customers. The payment gateway has more than 300 million clients in 200 countries. You can use its merchant account to withdraw money in 56 different currencies.

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2. Paytm

PaytmWhen we talk about online transactions, the first thing that comes to mind is Paytm. This is due to its excellent branding and features. The platform supports all payment methods, including debit/ credit cards, UPI, wallets, and others.

The Gateway offered by this brand is easy to use, and customers find it helpful. Moreover, as most users use the app, it becomes a relevant option for a business. The app lets you accept UPI payments at a 0% transaction cost.

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3. CCAvenue

CCAvenueIf you want to provide your customers with an easy-to-use and safe payment gateway, CCAvenue is the best choice. The CCAvenue payment gateway offers 200 payment options, including credit cards, net banking, debit cards, and more. The platform is popular throughout South Asia and has a huge client count.

In addition, you can offer EMI facilities from 14 banks using CCAvenue. The platform has a unique security facility named FRISK to ensure quick and safe transactions. Some of the top brands, like Air Asia and Lakme, use this gateway to accept online payments.

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4. Amazon Pay

Amazon PayAmerican E-Commerce brand Amazon has also recently introduced its payment gateway. The Gateway is easy to use and has a fast processing speed. Amazon Pay has implemented several layers of security to provide a smooth transaction facility to its customers.

As the payment gateway is in its introductory stage, it offers several discounts, making the deal more attractive to the purchaser. Many startups trust Amazon Pay for implementing online transactions, so you can also give it a try.

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5. Instamojo

InstamojoThis is another popular payment gateway among online businesses. Instamojo supports more than a hundred payment options and is easy to integrate with websites and mobile devices.

The NEFT and RTGS facilities are free of transaction costs from the Bank. Furthermore, Instamojo offers a recurring billing facility that allows clients to make monthly payments. The only drawback is that the platform does not accept several currencies.

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6. PayU

PayUPayU is a fantastic international payment gateway for your online business. The Netherlands-based fintech company operates in seven different countries and is well known for providing convenient features. Clients have almost all payment options in PayU.

Some of the payment methods supported in PayU are wallets, cards, UPI, net banking, etc. The platform also supports EMI options from different banks. The user interface is straightforward for customers, making the payment process easy.

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7. Atom

AtomAlthough it is a newcomer to the payment gateways list, Atom is growing rapidly and currently has 150,000 clients worldwide. Atom has collaborated with more than ten banks and offers 256 payment options. Moreover, the checkout page has a fast loading time to speed up every transaction.

Each time a customer makes a transaction using Atom, they receive an invoice. Atom uses a high-security encryption mechanism to ensure safe payments. Users also get a multi-currency system for making payments in their preferred exchanges.

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8. Razorpay

RazorpayOne of the oldest payment gateway platforms is Razorpay. The Gateway was introduced in 2014 and now has a user base of over 8 lakh. Razorpay is well known for its easy setup and speedy transactions. Transactions through this gateway are safe as they are end-to-end encrypted.

Razorpay also has a business banking unit that facilitates recurring payments, invoice sharing, and loan granting. Customers can also easily use it to make their payments. For all these reasons, small, medium, and large-scale business firms rely upon Razorpay.

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