We all can agree that unexpected expenses happen a lot. Well, that’s why there are apps like FloatMe to help save the day. Whether it’s to fix your car, pay for medical bills or sort out some utility payments. There’s a lot these personal finance apps offer in terms of cash advances.

FloatMe is a very popular finance app that offers financial support during crucial moments. Let’s say your payday is still weeks away and you need quick cash. With FloatMe installed on your device, it becomes easy.

While FloatMe has dominated the world of personal financial apps. However, there are more alternatives you can as well consider. In this guide, we’ve curated the top-rated apps like FloatMe for Android & iOS.

Best Apps Like FloatMe for Android & iOS

Kindly keep in mind that these are not loan apps. Also, you’ll need to have your bank account connected as they work with your paychecks. With that said, let’s explore the FloatMe alternatives below.

1. DailyPay

DailyPay On-Demand Pay

DailyPay serves as the ultimate app that’ll help you meet your financial goals on time. Thanks to its extended partnership with worldwide employers, it allows accessing earnings before payday.

Also, you can gain control over when you receive your earned wages. When comparing DailyPay with FloatMe, there are a lot of differences and this one is more easy to use.

DailyPay allows you to build cash advances as you work through the week. The withdrawal process happens swiftly and you don’t even need any credit score before you can access cash before payday.

Download: Android & iOS

2. Earnin


There are a lot of reputable apps that render financial management and assistance. One of those apps is Earnin and it is a better alternative to FloatMe. With Earnin, you can access up to $100 to $750 in advance.

Using a transparent approach to managing finances, Earnin ensures you never stay stranded during times of need. Everything about this app is unique; it is one of the best out there.

In addition to accessing cash advances on the Earnin app, kindly note that there are no fed attached. Lastly, it’s a good app to have around in terms of monitoring credit scores.

Download: Android & iOS

3. Albert


Everyone needs an app like Albert for a lot of reasons. Not just because it allows accessing cash advances, but for something more. For budgeting, saving and investment, you’d want to consider this app.

Besides, the starting amount of getting payday cash from Albert goes from $250 upwards. When it comes to knowing how well or badly you spent your money, the financial management of this app is top-notch.

Albert also provides insights and recommendations on how to improve financial habits. The uniqueness and friendliness of this app make it a reputable choice. You’ll get to love how it works across all devices.

Download: Android & iOS

4. Dave


An alternative to FloatMe that you’d want to try is Dave. As of now, it is one of the few apps that offers smart banking and cash advances. One of the reasons why it stands out is due to its instant cash advance.

Unlike other apps with few limitations or having to wait for days or hours. Dave offers up to $500 instantly without any extra procedures. By meeting its requirements, getting cash to fix urgent expenses won’t be a problem.

Furthermore, saving with Dave is quite easy, it gives cash back rewards and a lot more. You can also get a side job that’ll fetch you some money directly on Dave.

Download: Android & iOS

5. Empower®


If you have an Empower account, then it’d be great to have their mobile app installed on your device. This app combines high-yield checking with automatic savings features to empower users in their financial journey.

With features like analyzing spending patterns, and offering tools for budgeting and saving effortlessly. It might just be the perfect app like FloatMe you should have installed on your phone.

Moreover, Empower offers cashback rewards on all spending. All these can be accumulated as accessed anytime you need quick cash. The Empower app also ensures full privacy and protection on all accounts.

Download: Android & iOS

6. Brigit

Best Apps Like Brigit

Another app that makes sense to use is Brigit; it’s perfect for getting quick money. By connecting your bank account, you’ll be able to manage and track your finances in real-time.

Brigit does set the difference among most cash advance apps out there. It allows users to loan and also get payday cash advances without any delays. Furthermore, the Brigit app allows growing credit scores.

With Brigit, you can access interest-free cash advances to cover unexpected expenses. The fact that you can connect any bank account to it even makes it more reliable than most alternatives on the list.

Download: Android & iOS

7. ONE@Work


ONE@Work offers real-time financial management by partnering with leading employers. Therefore it allows employees to get quick access to their earnings before payday.

Aside from that, it helps users balance their finances by offering features like automated savings, and budgeting assistance. The reliability of ONE@Work ensures everyone gets access to cash during times of need.

One of the unique features is the ability to access a portion of your earned wages before the scheduled payday. Using this app simplifies the process of getting cash advances on smartphones.

Download: Android & iOS

8. MoneyLion


Rounding up the list, MoneyLion is another amazing app similar to FloatMe. With features like banking, investing and credit building, there’s a lot you can do with this app.

This finance app will let you access cash advances as quickly as you need them. While using MoneyLion, you’ll have access to mobile banking, personal loans, credit building and a lot more.

Unlike other apps, MoneyLion requires you to create a RoarMoney account. Add a few balances and as time goes on, you’ll get cash advances when you need them. In addition, there’s a reward when you get qualifying with ‘Shake N Bank’.

Download: Android & iOS


While FloatMe remains an outstanding app for financial management and cash advances. The above-mentioned apps could offer you more in terms of no interest attachments and no credit score requirements. Whether you’re saving, investing or accessing cash advances, you’ll find the perfect app to use.


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