Managing finance effectively is not a simple task for anyone. It is always super important to know about your funds and spending. Even you have to save and invest systematically for financial stability.
Apps like MoneyLion make managing our finances easier, preventing debt at the right time, and doing various other things. But MoneyLion is very expensive for its membership service.
That’s why many of us want a cost-effective application to replace MoneyLion. We research the best apps, like MoneyLion for Android and iOS, to help you get advance payment, save, invest, and manage money carefully.
Best Apps Like MoneyLion for Android and iOS
If MoneyLion is not good for you, as it is quite expensive, here is the list of the best alternatives for Android and iOS.
1. Dave
Dave is the first application on our list that is very similar to the MoneyLion app. Depending on various factors, Dave will give you up to $500 instantly when you start. Dave is also available if you have to pay overdraft fees.
One of the best things about the idea is zero interest on credit checks and late fees. Dave’s reward feature even allows us to earn exclusive cashback.
Moreover, Dave can help you find part-time jobs in their dashboard, where you can do a side hustle and make money. Overall, Dave is a very good application to use. Thanks to its neat and clean user interface.
2. PayActiv
You will be paid before your salary day, which sounds quite interesting. Yes, with PayActive, you can get early salary access to spend on needs and wants.
PayActive offers many useful features, such as sending money via phone numbers, instant money availability, and low-balance alerts. In addition, It is integrated with Visa cards; to access its exclusive services, you only need to create an account.
3. Brigit
With over 3 million users, Brigit is very popular and one of the best alternative applications for MoneyLion. Needless to say, you will get $250 anytime you claim. It will be very good to start building credits.
Besides the $250 cash advance, you will be notified of the next overdraft fee. Brigit does not charge a single penny for late fees. In addition, you can check your credit score using Brigit. Brigit claims that its users have saved more than $300 million.
4. Chime
Chime is another popular and top-rated application in this genre and a worthy competitor of MoneyLion. It allows users to apply for overdraft fees up to $250, but it works only on a Chime debit card. However, it has no hidden charges.
Chime does not charge monthly maintenance, foreign transactions, or zero balance fees. It provides fee-free transactions on 60K+ ATM transactions in Walgreens, 7-Eleven, CVS, and more. You can also send money to others using Chime without transfer charges.
5. Fundbox
Are you looking for funds? Then Fundbox is all you need, and funds are available at your fingertips. Fundbox claims that credit is just a moment of matter. All you need to do is download the application and apply for credit. If the credit is approved, you will get the credit.
Fundbox provides funds very quickly. You will receive your approved funds as soon as possible, usually within business days. Fundbox even allows us to repay automatically if you forget.
6. Even
Do you want to access 50% of your paycheck early? Then the app is available for you. It not only gives you early access to your paycheck but also helps you save money systematically. You can set a custom percentage of savings.
In addition to these notable features, you can also manage your budget. This application is very good at detecting your monthly access and providing instructions on what you can spend.
7. Branch
If you are looking for a perfect alternative to MoneyLion, there is nothing like Branch. The branch app allows instant access to your wags, mileage reimbursements, and more.
The branch has several useful features, such as save, send, and spend. Its zero-free banking facilities mean you don’t need to worry about ATM fees, overdraft charges, or hidden banking charges. For contactless money transfers, the branch can be integrated with Google Pay and Apple Pay.
8. Albert
Albert is another considerable banking and financial application that is very similar to MoneyLion. It is more like an all-in-one application. Using Albert, you can get early access to your paycheck.
Even you can claim up to $250 advance cash from your next paycheck. At the same time, you don’t need to worry about late fees and interest. Along with that, you can save and invest money smartly by taking the help of their expertise. This feature-rich application also provides physical and virtual debit cards.
9. Float me
Float Me is another financial management application that can help you manage your hard-earned money, pay bills, prevent overdrafts, and more. It also offers early access to the paycheck feature.
You must sign up with your bank account to use its comprehensive financial and banking features. Float Me supports 10,000+ top-qualified banking institutions, such as Bank of America, Wells Fargo, Chase, Navy Federal Credit Union, and USAA.
Final Words
All of these financial applications are incredibly easy to understand and use. Most importantly, they are cost-effective and excellent alternatives to MoneyLion. Let me know which one you are willing to use.
