Venmo is one of the most reliable digital payment platforms used by millions of Americans. Even though it’s the perfect payment option for quick money transfers, it also faces problems sometimes. Venmo payment error is one of the common problems many users face often.

If you’re dealing with a Venmo transaction declined, you’re not alone; many users are already experiencing it and looking for a solution. Therefore, we’ve identified the root cause of Venmo payment error and how to fix it.

Causes of Venmo Payment Declined

A payment system like Venmo is designed to facilitate money transfers, online purchases, and bill payments with minimal effort until you’ve experienced a payment failed error. Let us help you understand why Venmo has declined payment.

  • Insufficient funds to make a payment.
  • Outdated Venmo app.
  • Recipient may have blocked you or improper information.
  • Attach card in Venmo may stop working.
  • Unusual activity can also stop payment.

Best Ways to Fix Venmo Payment Declined

Regardless of the problem, there is always a possibility to fix the issues within the Venmo app. Below, we’ve compiled some of the effective methods you should apply.

1. Check If Venmo is Out of Funds

Are you expecting to send money or make an online purchase without having enough funds on Venmo? If so, you can expect to encounter a Venmo payment declined error each time you attempt a transaction.

However, make sure you have sufficient funds on your Venmo balance. If you’re out of cash, add funds ASAP to eliminate the Venmo payment failed error. Adding payment options such as bank account, debit, and credit card can help you.

2. Check If You Reached Venmo Payment Limits

Venmo also restricted a limit for verified and unverified users like credit cards. A verified account user can use $60,000 weekly, while $299 is for an unverified account holder.

Whether you have a verified or unverified account, it is recommended to be aware of its limitations. You must wait a few days if you hit the limit; otherwise, move down to the next fix.

3. Check If Your Card or Bank Account is Working

Many users don’t rely on Venmo balance only; they have attached their bank account and cards. So, if you’re doing the same, ensure your card has validity and spending capacity. Consequently, check your attached bank account to see whether it’s working perfectly or have a problem with the Venmo app.

4. Check Account Status and Avoid Unusual Activity

When it comes to security, Venmo always tries to be the best. When Venmo realized any suspicious activity, they blocked the account and immediately froze the balance. However, you’ll notified with an email. Frequent log-in attempts could lead to an account block as it falls under unusual activity.

You have to wait for some time for unusual activity and try again. In another case, contact the Venmo support team.

What Venmo Considers to Avoid Unsuall Activity 

Venmo has strict policies to follow. Otherwise, it’ll be considered an unusual activity.

  • Frequently failed login attempts.
  • Sudden transaction of heavy amount.
  • Related transactions with drug companies, violations, and illegal items.

5. Ensure Your Venmo Account is Verified

Even though Venmo has two types of accounts, you must complete the initial verification to make a payment in both cases. So, if you haven’t verified your identity on the Venmo app until now, hence, it’s possible to get the Venmo payment transaction failed error.

Although the verification process on Venmo is very easy, more like a code verification, however, ensure your Venmo account is verified and has provided adequate information to transaction money.

6. Always Use Updated Venmo App

In this fast-moving technology advancement era, everything should be updated for the latest technology and better compatibility. The same goes for the Venmo app; even if you don’t care about the latest features, you should update the app for better compatibility and bug fixes.

Here’s how you can update the Venmo App.


  1. Open the Play Store and search for Venmo.
  2. Tap on the Venmo app.
  3. Now tap on the Update.


  1. Launch the App Store on your iPhone, and tap the profile icon.
  2. Then, find the Venmo app and update it.

7. Use Different Payment Methods on Venmo

Venmo allows several payment methods for sending money. The default payment option is your Venmo balance, but you can also add a bank account, debit card, or credit card. Venmo even offers Visa credit cards and MasterCard debit cards to eligible users.

Once you start using a credit or debit card, you can send money directly from the card. So, it would be an effective way to send money through the Venmo app using different payment methods.

8. Ensure Recipient Hasn’t Blocked You

It could be another reason that you can’t make transactions on Venmo. If the recipient has blocked you for a reason or mistakenly, you will get a Venmo payment declined error.

Although you can’t check if someone has blocked you on Venmo, you can send money to others. If it’s transferred successfully, the recipient has an issue or blocked you. Therefore, you need to contact the recipient.


It’s certainly true that a payment declined in the Venmo app has left you worried. However, we’ve shared possible causes and their fixes; we hope every piece of information will help you fix Venmo transaction declined. If you’ve any questions, let us know in the comment section.


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